Salisu, Suleiman Maigari, Hussaini Aliyu Jibril, and Habibu Zayyana. “Impact of Religion and Culture on Financial Inclusion in Katsina State, Nigeria”. UMYUK Journal of Economics and Development (UJED) 1, no. 1 (June 30, 2024): 159–170. Accessed September 28, 2024. https://ujed.umyu.edu.ng/index.php/ujed/article/view/PDF.